About Thunes:
Thunes is the Smart Superhighway to move money around the world. Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 140 countries and more than 90 currencies. Thunes’ Network connects directly to over 12 billion mobile wallets, stablecoin wallets and bank accounts worldwide, as well as 15 billion cards via more than 220 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more. Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the Network receive unrivaled speed, control, visibility, protection, and cost efficiencies when making real-time payments, globally. Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, New York, Paris, Riyadh, San Francisco and Shanghai. For more information, visit: https://www.thunes.com/
Financial & Regulatory Reporting Specialist
We are seeking an experienced Financial & Regulatory Reporting Specialist to join Thunes in Barcelona. This is an excellent opportunity for a finance professional with strong regulatory reporting experience within banking, payments, fintech or another regulated financial services environment.
The successful candidate will play a key role in ensuring the timely, accurate and well-controlled production of financial, regulatory and safeguarding reporting, while supporting regulatory change, reporting improvements and the continued strengthening of the finance control environment.
What you’ll be doing
• Prepare, review and support the submission of financial, regulatory and statistical returns to relevant regulatory authorities.
• Take ownership of safeguarding reporting, including reconciliation and monitoring of safeguarded client funds and investigation of breaks, discrepancies and movements.
• Ensure safeguarding and regulatory reporting obligations are completed accurately, reconciled appropriately and delivered within required deadlines.
• Perform detailed reconciliations across bank accounts, ledgers, payment flows and reporting systems.
• Investigate and explain material movements, variances, exceptions and reporting anomalies.
• Maintain robust evidence, documentation and audit trails supporting regulatory and safeguarding reporting.
• Act as a subject matter expert on financial, regulatory and safeguarding reporting requirements, providing guidance to Finance and wider business stakeholders.
• Monitor regulatory developments and assess the impact of new or amended reporting requirements on the business.
• Support regulatory reporting systems, including maintenance, enhancements, data validation, UAT and testing.
• Identify opportunities to improve reporting processes, controls, data quality and automation.
• Develop and maintain reporting procedures, control frameworks and operating documentation.
• Support internal and external audit requests and provide clear explanations and supporting evidence where required.
• Work closely with Finance, Risk, Compliance, Operations, Treasury, Technology and senior stakeholders.
• Contribute to a strong culture of financial control, regulatory compliance and continuous improvement.
What we are looking for
• Experience in financial and regulatory reporting within banking, payments, fintech or another regulated financial institution.
• Practical understanding of safeguarding requirements, safeguarded client funds and related reconciliation and reporting processes.
• Experience preparing, reviewing or validating regulatory returns.
• Strong understanding of financial controls, reconciliations and reporting governance.
• Ability to analyse large datasets and investigate discrepancies, breaks and unusual movements.
• Advanced Excel skills and confidence working with complex financial data.
• Experience with regulatory reporting, finance or accounting systems.
• Experience supporting regulatory change, system enhancements, UAT or reporting automation.
• Strong attention to detail and the ability to work effectively to demanding regulatory deadlines.
• Excellent communication skills, with the confidence to engage with senior stakeholders across Finance and the wider business.
• A proactive, hands-on approach and the ability to work independently in a fast-paced environment.
• Qualified Accountant or equivalent professional qualification is desirable but not essential.
The opportunity
This role would suit an experienced regulatory reporting or financial controls professional who can quickly integrate into a fast-moving payments environment and take ownership of critical reporting deliverables.
The successful candidate will have the opportunity to contribute across regulatory reporting, safeguarding, financial controls, data quality and process improvement, working collaboratively with teams across the organisation.